What's New


Winter 2018 Newsletter

Ready for your summer vacation?

Grab your sunblock, pack your suitcase and head over to Maui Teachers FCU. Our competitive vacation loan interest rates won't last long, so stop by our office before they pass you by. Get rates as low as 3.50% APR! Whether your ideal vacation is lounging poolside, climbing a mountain or touring historical monuments, you can get the money you need for the vacation you've always dreamed of. We won't delay your vacation plans with a time-consuming application process. At Maui Teachers FCU, we get you on the way to your destination in no time with our fast approval, flexible terms and friendly service.

1%¹ Home Equity Line of Credit

Requirements:

Fee simple homes only, No Leasehold/Hawaiian Homes Minimum line amount $10,000 Maximum line amount $500,000 (1st mortgage) - $250,000 (2nd mortgage) You must carry insurance on the property that secures this plan. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it available.

Terms:

5-year draw period, initial draw is $3,000. Minimum draw thereafter is $1,000 Early closure penalty within 24 months will apply. ¹ Interest will accrue from date of first draw. ¹ Check must be payable to your contractor. ¹All other terms & requirements aside from the PV purchase apply to our regular Home Equity Loans.
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Discounted introductory rate of 1% APR* in effect for 1 year, 4.50% APR* for 2 years, thereafter adjusted annually based on the 5-year Treasury Index plus a margin, as disclosed in the loan documents. Loan is based on income & loan to value ratio.
No closing costs. Effective Date: April 1, 2011.
¹Rates and terms are subject to change without notice.

Photovoltaic Loans

Effective: August 1, 2011
Minimum Loan Amount: $10,000.00
Maximum Loan Amount: $40,000.00
Fixed rates from 3.50% to 4.50%.
APR* Rate to be determined by length of term.
Proceeds must be payable to Contractor.
Paying Interest: You will be charged interest from the transaction date.